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How do you complain about or dispute an STC trader?

Short answer

Start with a written complaint under the trader's contract, then escalate to the Clean Energy Regulator if registry conduct is involved, to fair trading for misleading conduct, or to a state tribunal or court for unpaid money. Keep every contract, claim record and message.

Written and checked by the Energy Merchants desk · Reviewed 3 October 2026 · For installers

There is no single STC complaints body. Which route you use depends on whether the problem is money, conduct or a regulator decision.

Step one: complain in writing

Check the contract for a dispute clause. It may set notice periods, a named contact or mediation. Send a dated written complaint stating what happened, what you want and by when. Keep it factual: claim numbers, amounts, dates promised and dates missed.

Step two: pick the right escalation

Problem Where to go
Trader not paying an agreed amount Letter of demand, then a small claims route in your state’s civil tribunal or local court
Misleading rates, speed or terms State fair trading or the ACCC
Registry conduct, such as agent behaviour The Clean Energy Regulator
A CER decision about your claim Review rights under the Act, which may end at the Administrative Review Tribunal
Contract with large amounts at stake A commercial lawyer

The tribunals and limits vary by state, so confirm current thresholds locally.

Dispute resolution inside the contract

Many trader contracts include a process: notice, a period to fix, then mediation or arbitration. Read it before you escalate, because skipping a step can weaken your position. If the contract is silent, you can propose mediation in your letter.

Evidence that helps

  • The signed contract and any rate sheets in force on lodgement.
  • Claim IDs and timestamps showing when it was complete.
  • Messages promising payment dates.
  • Bank records.
  • A short timeline you can hand to someone else.
From the desk: do not wait. Debts to a struggling trader get harder to recover the longer they run, and most contracts have time limits for raising disputes.

What this means for installers

The best dispute is the one that does not start. Keep exposure small: lodge in batches until a trader has proven itself, and keep your own copies of evidence. Our guides on late payment, what to do when a trader owes you money and spotting a scam cover the earlier stages. If you want a different counterparty, the switch page and pricing show how Energy Merchants works. This is general information, not legal advice.

Follow-up questions

People also ask

Is there an STC ombudsman?
There is no dedicated STC ombudsman at the time of writing. Routes depend on the issue, so check the current options with the relevant regulator or a lawyer.
Can I take a trader to a tribunal?
For a money dispute, state civil and administrative tribunals or local courts may hear it, depending on the amount and your state. Get advice on the right forum.

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