Today's rateSTC $38.50·VEEC $60.00Rate card

STC by system type, site and ownership

How do STCs work for solar on a new build or new home?

Short answer

A solar system on a new build earns STCs on the same formula as any other, but it is claimed as a new installation and must be installed by an accredited installer. Owner-builders can own the system and the STCs, but they cannot self-install for STCs unless accredited.

Written and checked by the Energy Merchants desk · Reviewed 3 October 2026 · For installers and homeowners

Solar on a new house is one of the best-timed installs because the roof is clear and the design can be planned. For STC purposes it is also straightforward, as long as the paperwork reflects what actually happens.

The formula is unchanged

STCs = kW x zone rating x deeming years. For a 2026 install, the deeming period is 5 years. A 10 kW system on a new home in Perth (zone 3) creates 10 x 1.382 x 5 = 69 STCs, about $2,600 to $2,800 at spot of roughly $38 to $40 at the time of writing. The STC calculator takes your postcode.

Because the deeming period steps to 4 years for 2027 installs, a build that completes late in the year can lose value by slipping into January. The date that counts is the install date, not the contract date; see deeming period and zone ratings.

Installation type: new, replacement or additional

On a new build, the claim is for a new system. This is different from replacing or adding to an old one, which the installation type guide covers. Picking the wrong type can trigger a rejection. A brand-new dwelling cannot have an existing system, so there is no ambiguity.

Addresses that are not finished

Estates and new streets cause practical headaches: the street number may not exist yet, the lot number may be all you have, and the retailer’s NMI may be pending. The claim needs an address the registry and the photos agree on. Use the lot and plan details if that is all there is, and make sure the photos clearly show the installed system and the location.

Owner-builders

An owner-builder is the owner and so the person entitled to the STCs, but the install itself still has to be done or supervised by an accredited installer. The owner-builder cannot swap in their own work and claim. Ownership documents and the assignment form need the owner-builder’s details. See who owns the STCs for the ownership principle.

Builder-supplied solar packages

Some project builders offer a solar package bundled into the contract. In this case the builder or its subcontractor is often the one assigning the STCs. Check whether the discount shows on the contract, and make sure the homeowner is named as the system owner on the assignment, not the builder, unless they are truly the owner.

What this means for installers

Confirm who owns the system at handover, collect the owner’s signed assignment, and photograph the system in situ even if the landscaping is unfinished. For heat pumps on new builds, see heat pump STCs on a new build.

From the desk: if the build completes in the last week of December, double-check that the installation is physically complete before the year ticks over. The deeming period drops on 1 January, so the date on the paperwork matters.

For the claim process, see how it works and the STC trading overview.

Follow-up questions

People also ask

Does the system have to be connected to the grid before I claim?
The installation must be complete and capable of generating electricity. Grid connection and the retailer meter timing are separate matters, but the system must be properly installed and documented.
Can an owner-builder install their own panels and claim STCs?
Not unless they are an accredited installer. The installation or supervision must be by an accredited person for the claim to be valid.
Which deeming period applies?
The one for the year of installation: 5 years for 2026, 4 for 2027.

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