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Homeowner STC questions and trust

What does assigning STCs mean for me, and who owns them afterwards?

Short answer

Assigning your STCs means signing over your right to create and own the certificates, usually to the installer or their agent, in return for a discount on the system. After you assign, they own the STCs and any sale proceeds; you keep your system and your warranty.

Written and checked by the Energy Merchants desk · Reviewed 3 October 2026 · For homeowners

Assigning STCs is a legal step, not a technical one. It concerns who gets the value of the certificates your system earns, nothing more.

What you are signing

The STC assignment form says that you, the owner, transfer your right to create STCs for this installation to a named party, in return for something, normally a lower price. It is signed by you and the installer, and kept with the claim records. The assignment form resource explains each section. The existing explainer on what assigning means covers the basic idea; here we focus on what happens afterwards.

Who owns them afterwards

After assignment, the party named on the form owns the right to create the certificates, and once created, owns the certificates themselves. They sell them to a buyer, for example through a trader. You have no claim to the sale proceeds, and you are not exposed to the price movement. If STCs trade at $40 or $36 when they sell, that is their gain or loss, not yours. At the time of writing STCs are around $38 to $40, and a zone 3 6.6 kW system earns about 45 in 2026.

What you keep

  • The system. Ownership of the panels, inverter or battery is unaffected.
  • Warranties. Product and workmanship warranties do not depend on STCs.
  • The discount. The installer must deliver the value agreed on the quote. If they do not, you have a consumer claim, not an STC claim.

What you give up

  • The right to sell the STCs yourself.
  • Any later upside if the STC price rises.
  • The ability to reassign them elsewhere once the claim is lodged.

What if something goes wrong later

If the certificates are later found invalid, the regulator deals with the party that created them, not normally the household. That said, the form is a declaration by you, so the facts on it, such as address, system size and installation date, must be true. See how STC audits work.

What this means for you

Read the form before signing, check the STC count with our STC calculator, and ask for the dollar value in writing. If you are weighing your options, see should I assign my STCs to the installer, who owns the STCs in a solar system and the homeowners pillar. Installers can read STC trading and pricing.

Common questions

Do I pay anything to assign? It should cost you nothing; the benefit is the discount. Is the form valid if the installer fills it in? You must check and sign it, and it must be accurate. Does assignment affect my feed-in tariff? No.

Follow-up questions

People also ask

Who owns my STCs after I assign them?
The party you assigned them to, usually the installer or a registered agent. They create, sell and keep the proceeds.
Do I lose any rights over my solar system?
No. You own the system. Assigning only concerns the certificates.
Can the assignment be undone?
Generally not once certificates are created and sold. Check before you sign.

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